Making payments

Financial services

Due to low demand, Omniva will discontinue its National Cash Card and Accepting Payments services at post offices and through personal postal service effective 4 January 2027. More info

Your options with Omniva

National cash card

With a cash card, you can send cash from one post office to another within minutes. Only euros are accepted, with a maximum daily send limit of 1000 euros.

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Making payments

Conveniently pay your electricity or telephone bills at any post office or postal point across Estonia.

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Why use a cash card?
You can use the national cash card to safely send up to €1,000 within Estonia:
- To a family member, friend, or an acquaintance in urgent need of cash.
- When you don’t have the recipient’s bank account details.
- When you can’t access a bank or ATM, but there’s a post office nearby.
How to receive a national cash card?

Money sent with a national cash card can be withdrawn only by the person to whom it was sent. The recipient will receive a notification via post or SMS. To receive a national cash card, go to the nearest post office and provide your valid ID.
How to pay invoices at a post office?

You can pay the invoices issued by various companies in cash or by card at all our post offices across Estonia. Bring along your invoice or payment order information and a valid ID.
Payments typically reach the company’s bank account within 2 business days.
See the Financial services page for more information.

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